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Considering Medicare Savings Programs

Medicare Savings Programs

A Medicare Savings Program provided for by your state may help pay for Medicare Part A (Hospital Insurance) and Part B (Medical Insurance) premiums.  Also, your Part A and Part B deductibles, coinsurance, and copayments might be covered by a Medicare Savings Program if you qualify.

Individuals normally apply for Medicare Saving Programs through their state.  Generally, at the time of application, your state will determine which program(s) you qualify for.

How to qualify for the (4) Medicare Savings Programs

Generally, you must have income and resources below a certain limit to qualify for a Medicare Savings Program.  Even if your income or resources are higher than the limits, you may still qualify for these programs.    In some cases, certain types or specific amounts of income or resources are not considered by the state when deciding who qualifies.

1)  Qualified Medicare Beneficiary (QMB) Program

​​2)  Specified Low-Income Medicare Beneficiary (SLMB) Program

​3)   Qualifying Individual (QI) Program

4)  Qualified Disabled & Working Individual (QDWI) Program

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